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Money Money: young people are savers

19:50  24 november  2021
19:50  24 november  2021 Source:   mieuxvivre-votreargent.fr

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speasters? Improvements? Not at all ! The under 35 are much more reasonable than we think. Thus, they are 95% to place their money and 82% to own one or more savings products, according to the "savings barometer 2021 in France and in the regions", made by IFOP for AltaProfits and published on 23 November. The 50-64 years old are as much to do so. In addition, half (50%) of the young people surveyed says put money aside at least once a month, while the 35 years and over are 43% to do so. They are also 40% in wanting to subscribe to a retirement savings plan (per), and it is more than the older ones who are 23%. The motivations are different. The over 35 years of age mentioned the supplement of retirement income (93%) as a reason, as well as the possibility of tax deductions (80%) and the choice between the life annuity and the capital exit (80%).

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Less than 35, they are 72% to provide for a real estate purchase at Retirement , while this option is considered only by 44% of 35 years and over. They are also 68% to want to leave earlier at retirement, while they are 62% among the oldest. Among the reasons of savings mentioned by the youngest, the realization of a project arrives first, for 39% of the respondents, against 23% in others. In addition, 28% want to invest in a long-term project, while 16% among the oldest, and the real estate investment is considered by 25% of them, compared to 10% by others. Regarding the type of real estate project, under 35 are 15% to want to buy a principal or secondary residence, while the 35 years and over are 7%, and they are 10% to make a rental investment, compared to 4% among the oldest.

HSBC France: The retail bank in France sold to My Money Group for a symbolic euro

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to read climate: your savings can act! risky active

"Our savers are getting and younger on savings and particularly with risky assets, including fellows, unlike their elders," says Stellane Cohen, AltaProfits President. "Start early at Saving will allow them to smooth the savings effort over time but also to enter market opportunities," continues the expert. The IFOP barometer for AltaProfits in 2021 was carried out last April via a questionnaire sent to 2,400 people.

Article Silver: Young people are savers models appeared first on better living your silver .

Money: The best trick is also the classic .
Save as you can save money? © Krisanapong Detraphiphat There are many tricks and techniques to save money. Some are designed so that you almost do not notice that you retain a part of his salary (albeit for something good), others focus on creating habits that redesign the way how to spend money, and so on. But there are also classic ways that can be effective if the rest is difficult.

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This is interesting!