Canada: With no travel insurance, B.C. family struggles to bring injured father home from Thailand - - PressFrom - Canada
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Canada With no travel insurance, B.C. family struggles to bring injured father home from Thailand

07:15  02 december  2019
07:15  02 december  2019 Source:   globalnews.ca

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Travel insurance isn’t just to protect you, the traveler . Travel insurance can also be useful in situations in which family members fall ill, get seriously injured or face other crises.That naturally prompts the question, “When it comes to family , what does travel insurance cover?

Travel insurance is a must but since it is a confusing topic (try reading New York insurance law for fun. Does travel insurance cover me in my home country? Nobody ever expects the Spanish Inquisition — and no expects to get hit by a drunk backpacker driving a scooter in Thailand !

A Thai ambulance. (Picture for representation purpose only) © YE AUNG THU A Thai ambulance. (Picture for representation purpose only) A Nanaimo, B.C., family is living through a cautionary tale about the perils of traveling abroad without emergency medical insurance.

On Sunday, a fundraiser was held at the Lantville Pub by the family of Vancouver Island native Dan Treacher, who's in need of an expensive medical evacuation from Thailand.

Treacher, 66, has been a regular visitor to the country since he married a Thai woman a few years ago. But in September, he fell off a ladder at his wife's house and ended up with a critical head injury.

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You bought the travel insurance plan, but who else does it cover? Read more about the inclusions of travelers and non- travelers on your policy. What if my father is injured at home when I’m away? Most states have their own regulations for travel insurance , meaning the plan details can be different

Travel insurance isn’t mandatory for travelling to Thailand , it’s only a necessity. It is my travel insurance that saved me and I’ll be forever grateful for that. While I was travelling with my friends in August last year I wasn’t aware that they don’t have any place to convert Indian rupee into their baht.

An initial brain operation saved his life, but complications have kept him in the hospital.

"He is fighting for his life and wants to come home," Treacher's daughter Lisa Robson said.

Robson says her dad didn’t have a medical insurance plan to cover him in Thailand, and she and her sisters have been paying for his ongoing care — which costs about $2,000 a week.

But bringing Treacher home is going to cost a lot more. The daughters have been told that the most inexpensive medical evacuation will cost about $75,000. and they’ll have to come up with that on their own.

“Our embassies have very limited things they can do for us," daughter Cherril Hoot said.

"It’s not like the movies where you’re going to run there and they’re going to get you home. It doesn’t work that way."

Okanagan woman fights for prompt insurance payout after serious overseas accident

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'Doctor Who' is a British science-fiction TV series that follows the adventures of a time- traveling alien, called the Doctor, and his human companion, as they travel through time and space in a spaceship, called the TARDIS (Time and Relative Dimension in Space), and courageously save the world time

Travel - insurance policies can cover travellers in the event of theft, loss of possessions, as well as Travel insurance can be purchased in your home country from any reputable travel agency, online Fortunately, for visitors who do get sick or injured , Thailand has a very good network of private and

Travel expert Claire Newell says Treacher's experience serves as a lesson to other travellers.

READ MORE: Critically-injured B.C. woman ‘stranded’ in U.S. due to travel insurance red tape, daughter claims

"It's a big reminder to all consumers: if you are travelling anywhere outside the Canadian borders, you have to have travel insurance — at the least, emergency medical," she said.

Newell adds travellers should read the fine print of any policies and make sure they know how they're covered before purchasing or hopping on a plane.

Treacher's daughters hope their fundraiser will bring them a few thousand dollars — not enough to bring their father home, but at least a start.

As they look for other funding, they're remaining optimistic Treacher will hold on until help arrives.

"He is a fighter beyond all fighters, because he is still going," Hoot said.

Out of province OHIP cut has Windsor-Essex travellers worried .
Travellers urged to get private insurance in anticipation of cuts to OHIP coverage.At the moment, Ontario's OHIP insurance system covers $400-per-day for out-of-province inpatient treatments, with an additional $50-per-day for emergency outpatient and doctor services.

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