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TechnologyBuy a home with your head, not your heart: Ask Joe

17:25  15 june  2019
17:25  15 june  2019 Source:

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When you think with your heart instead of your head , you may find yourself let down at times. Because you're in love with love, take leaps of faith, and cry a lot, some might take advantage of your kindness. If You Do These 13 Things, You Think With Your Heart — Not Your Head .

This video was taken from “Beth Hart & Joe Bonamassa - Live In Amsterdam” DVD and is owned by record label J&R Adventures, LLC, the operator of this channel.

Buy a home with your head, not your heart: Ask Joe© Provided by Toronto Star Newspapers Limited Be open and honest with your real estate rep about your needs, including finances, writes Joe Richer.

My husband and I want to buy a home, but the seller won’t accept conditional offers. Should we insist upon having a home inspection performed, even if it means losing the deal?

In a previous column, I advised a would-be buyer to take their real estate salesperson’s advice about making their offer on an older property conditional upon it successfully passing a home inspection. I stand by that advice.

But I also realize real estate transactions can take place at lightning speed, sellers generally prefer unconditional offers over those that have conditions attached, and bidding wars can hijack the process. Sometimes you must find the right balance between protecting your interests and getting the home you want.

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But maybe your head is not where your heart is I'll sleep alone tonight And if our bones can stand to be apart Then I'll leave it to your head and your heart Then I'll leave it too. And my eyes are so sick of burning Salline and coals I feel the northern winds brewing They push, they pull.

Another head hangs lowly Child is slowly taken And the violence causes silence Who are we mistaken? Zombie, zombie, zombie-ie-ie, oh Another mother's breakin' Heart is takin' over When the violence causes silence It's the same old theme In two thousand eighteen In your head , in your

Your real estate salesperson can help you find suitable properties, formulate the right questions to ask and negotiate with the seller’s representative. But you still need to perform your own due diligence. That means being open and honest with your salesperson about your needs and your finances, asking questions of your rep, personally researching neighbourhoods and individual properties, and reading — and understanding — any relevant documents.

Buying or selling a home is an emotional roller-coaster, so it’s easy to make decisions with your heart, rather than your head. The best strategy to prepare yourself is to make a plan in advance, and then stick to it. Determine a maximum budget: the most money you can reasonably afford to pay (taking into account municipal taxes, land transfer tax, legal fees, moving costs, to name a few necessary expenses) and stay firm. Should you find yourself in a bidding war for a property, you’ll feel much better about walking away if the price is pushed beyond your comfort zone.

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ASK JP VIDEOS: send me your questions on my facebook page Follow your heart , for it knows your truest path, not your head . Yet how can you follow the subtle guidance of your In this video I share with you the "How to" guidance that will allow you to honor the wisdom that pours through your heart .

You’ve probably heard the term “follow your heart ” way too many times, especially in reference to your love life, especially during According to new research done at the University of Otago, New Zealand, decisions made with the heart tend to be higher quality than those made with your head .

And when you make that advance plan, think carefully about your tolerance for risk. If you don’t want to make your offer conditional upon the property passing a home inspection, ask yourself: do you have either the personal expertise or the money to fix a major problem? Similarly, if you make a firm offer and your lender denies your application for a mortgage, are you OK with potentially losing your deposit and likely much more if the seller is not able to sell the property to another buyer for the price you had agreed upon?

Always remember that real estate transactions involve large sums of money and legally-binding contracts, and they usually don’t go exactly according to plan. You could find yourself in an unfortunate predicament that might have been avoided if you had assessed your risk tolerance and stuck to your original plan.

If you have a question for Joe about the home buying or selling process, please email [email protected].

Joe Richer is registrar of the Real Estate Council of Ontario (RECO) and contributor for the Star. Follow him on Twitter: @RECOhelps

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This is interesting!