Cars How to get the best deal on your car insurance

15:27  14 may  2018
15:27  14 may  2018 Source:   msn.com

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Looking for the best car insurance deals ? This guide will take you through the best way to get cheap car insurance and explain how to use online comparison sites, best buy articles and insurance brokers.

Whatever car you drive, it’s worth considering all types of cover (comprehensive, third party fire and theft, and third party only) to get the best car Cars with cosmetic or mechanical modifications also tend to be more expensive so steer clear of these if finding the cheapest insurance deals is the most

Running a car can be expensive. Everything from the initial purchase, refuelling, servicing costs and — perhaps most annoying of all — insurance.

It often feels like insurance companies are out to get every pound from your pocket — offering premiums that seem more ridiculous year-on-year. It doesn’t have to be this way though, and there’s plenty of steps you can take to cut down your insurance costs.

Increase your excess

It might be tempting to keep your excess low to minimise the upfront cost should the worst happen to your car, but this can result in much higher premiums.

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Find out how to reduce your car insurance rates by comparing across several different insurers in Singapore: http 13 Car Buying Mistakes - How Auto Dealerships rip you off - How to buy a Vehicle from a Car Dealer - Продолжительность: 8:00 Kevin Hunter2 614 629 просмотров.

Car insurance estimates Best car insurance Cheapest car insurance Car insurance reviews Car insurance discounts Best cheap car insurance Compare The only way to ensure you’re getting the best deal is to shop around. There are some savings at stake: A NerdWallet analysis found that good

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Experiment with the different excess costs when you’re shopping around. Your policy price could tumble by simply adding £50 more to your excess. Of course, make sure you can afford to stump up the cash in the event of an accident.

Consider your annual mileage

Are you covering a few thousand miles less annually than your insurance allows? Reducing your quoted mileage will bring the premiums right down.

The more miles you tell your insurer you’re doing, the more of a risk you are to them — meaning a higher price to pay for you. Sure, it’s hard to predict exactly how many miles we’re going to cover in a year — but if there’s noticeably more left over, don’t be afraid to cut them out of your policy.

Keep the number of named drivers down

While adding a more experienced driver to a policy may result in lower costs, adding multiple users will see it soar back up.

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Step 5. Get the Best Price on Car Insurance . In the car buying world, one of the easiest ways to save money is to reduce the amount you pay Even if you can't find lower rates than your current provider, there are several other strategies you can use to ring every penny out of your car insurance payment.

Car - insurance premiums can be a big-ticket expense. Here are some ways to lower insurance bills. Begin by checking out InsuranceQuotes.com and CarInsurance .com , where you can get quotes from several insurers (see our story 3 Simple Steps to Reshop Your Car Insurance ).Then check out sites

If someone on the policy uses the car once or twice a year — drop them from it and use a temporary cover service when they need the vehicle. Your wallet will be much better off for it.

Add an alarm system

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Although most new cars are fitted with seriously good security equipment, some older models lack the modern luxury of a decent anti-theft protection system.

If your car is lacking, investing in an aftermarket alarm system with an immobiliser will result in long-run savings by way of cheaper insurance premiums — especially if you fit a Thatcham-approved system.

Opt for a blackbox policy

  How to get the best deal on your car insurance © Provided by The Press Association

For younger drivers in particular, a blackbox policy can drastically reduce the annual cost of insuring your car.

Insurers offering a blackbox policy will fit a data recorder to your car allowing them to monitor your driving habits, mileage covered and where you’ve been. It may sound rather Big Brother and terrifying but as they can track exactly how you’re driving, your initial cost is reduced and good habits on the roads can lead to huge discounts at renewal.

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WASHINGTON — Picking the right car insurance is a daunting task. It’s difficult to know if you’re getting a fair rate or if you’re being rundown and taken advantage Here are five tips from Consumer Reports for getting a better deal on car insurance : Check for new rates every two to three years.

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Are the extras necessary?

Car insurers like to offer plenty of extras alongside the standard policy to give buyers more cover — but these come as an extra cost.

While things like breakdown and courtesy car cover sound like a smart addition, these can often be found cheaper elsewhere rather than alongside the policy — while extras like cover while driving abroad may be totally unnecessary.

Garage your car

a car parked in front of a house © Provided by The Press Association

If you’ve got a garage that can fit your car, but it’s instead filled with bicycles, dog toys and Venga Boys records, it might be time to clear it out.

Securely parking your car in a garage makes it a much safer prospect in the eyes of insurers as it’s out of the eyes of potential thieves and clear of any potential damage while parked. This means your premiums could tumble.

Similarly, if you can park in a secure area at work, letting your insurer know can bring the price down too.

Pay annually — if you can afford to

Monthly payments are convenient — it means you can spread the cost over a year, which can be a great option for those on a budget.

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So if you also want to get a deal on car insurance for your child, here's what you need to know. Consider What Counts. When it comes to what makes up the price of your premium, a few factors come into play, such as the type of car being insured , the age Where and how often you drive also count.

To find the best deals in the area, consider renting out of the surrounding areas in NJ, CT or NY including airports where rates may be the best . If you don't get the rental companies insurance , you'll be responsible for all damage costs immediately, even if your insurance company is covering it.

The total price when paying monthly is often noticeably higher than paying the annual insurance in one lump sum, though. If you can afford to pay for a full year’s cover in one — you’ll save a lot in the long run.

Of course, only do this if you know you can afford to. Taking out bank loans or using a credit card will end up costing more than a monthly direct debit.

Take a Pass Plus course

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Pass Plus courses are great for any motorist — new or old. If you’re fresh on the roads, it can give you more in-depth experience behind the wheel while still having the safety of a qualified instructor in the passenger seat. Those with more experience can still take a Pass Plus and refresh themselves on the rules of the road and eradicate any bad habits.

Insurers recognise the benefits of Pass Plus courses and offer discounts for those who have taken them. You’re a safer and more experienced driver in their eyes, making you less of a risk.

Don’t be afraid to shop around

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As convenient as it may be to head onto a price comparison site and pick the cheapest deal from there for your insurance, it’s not going to save you much money.

Use that as a starting point, and then don’t be afraid to pick up the phone. Tell one insurer of another’s prices and see if they’ll offer a better deal — and if they do, go back to the first and let them know. You could knock hundreds of pounds off your premium with an hour of calls if you’re savvy enough.

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