Cars Girocard In the future Without Maestro
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consumers, in the case of money or pay with the Girocard abroad, must be set to innovations.
From 1 July 2023, according to a decision of the US card giant MasterCard, no more maestro-enabled checking cards may be issued, which enable the use of the popular payment card outside of Germany. The German banking industry emphasized, banks and savings banks could also ensure after elimination of the Maestro system that their customers can continue to use the Girocard abroad.banks themselves decide on alternative
which international card products are used instead of Maestro, the respective banks and savings banks would decide. The red-blue logo has been prompting for years on a large part of the approximately 100 million girocards in Germany. This should be over now. Not excluded is that Visa also pays off with its VPAY.
banks demand freedom of choice when paying to e-charging columns
The state promotes the expansion of electromobility with billions. To charge an electric car is still relatively complicated. Banks and savings banks penetrate that consumers can pay everywhere with their usual cards. © Shutterstock To charge an electric car on the way is still relatively complicated. The banking industry pokers before the decisive coordination in the Federal Council on open payment systems on public charging columns for electric cars.
«If Maestro is dropped, Girocard is likely to press pressure. The US corporations MasterCard and also Visa Pushen currently their own payment card systems (debit cards), "said Claudio Zeitz-Brandmeyer from the Consumer Center Federal Association on Thursday. "MasterCard increases the pressure on individual institutes with his decision to use his debit card." For consumers, the acceptance of new card systems in the trade and the success of European solutions such as the European Payment Initiative will be decisive.Using Terminal
Consumers can easily use their Girocard with the Maestro icon by the end of the term - no later than 31 December 2027 - as explained by the German Volksbanken and Raiffeisenbanken (BVR). Consumers who received a new card after the expiration of the validity date of the period of time, would see only other acceptance symbol instead of Maestro.
«Also, the European or worldwide acceptance of your Girocard will be possible at ATMs or when purchasing at the cash register in the same way as today as usual," emphasizes the BVR. The cooperative banking group has been examining possibilities for the design of the CO-Badging to the Girocard for several months. CO-Badging is the application of multiple payment methods on a bank card.
of the Sparkassen- and Giroverband points out that the combination of the debtimental procedures Girocard and Debit MasterCard (DMC) has already been created a new generation of the Sparkassen Card. These are available to the institutes of the financial group as a possible succession product.
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