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Sport Aberdeen in insurance plea as chairman Dave Cormack urges provider 'to do the right thing' over policy claim

16:25  26 march  2020
16:25  26 march  2020 Source:   msn.com

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Aberdeen chairman Dave Cormack has warned Dons fans he faces "some tough decisions" due to the coronavirus crisis leaving the club with a £ "We are doing everything we can to mitigate this over the next few months and protect our hardworking, dedicated and loyal workforce and all those who

a man wearing a suit and tie standing in front of a crowd © SNS Group

Aberdeen chief Dave Cormack has issued an impassioned plea to its insurance provider with the Dons set to be left in the lurch with coronavirus gripping the globe.

The American-based businessman has called for an immediate rethink with their current 'comprehensive business interruption' cover set to expires on April 30 due to a change in terms.

The public appeal comes days after Cormack laid bare the battle facing his side in the coming months as COVID-19 sweeps the globe.

Read more: All you need to know about the coronavirus outbreak

Record Sport revealed Aberdeen season ticket sales are up 10 per cent as supporters rally to support the Pittodrie side when they need it most.

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And now Cormack has demanded a major rethink with the real financial strain for his club to hit home after the policy expires.

He said: “As a diligent, well‐run organisation, we chose comprehensive business interruption cover and believe we may be one of only a few clubs with an insurance policy that clearly covers the impact of a pandemic.

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“Despite paying for that cover ‐ when we need it most, we’ve been advised we’re not going to get it!

“We accept that our insurance company is acting within its legal rights and that the present circumstances will give rise to multiple and significant insurance claims. But this leaves us bearing the majority of the continuing costs incurred as a result of the football suspension in response to the coronavirus, despite the outbreak occurring when we had cover. The bulk of our losses will likely be beyond the end of next month.

“This just doesn’t feel right in the present circumstances.

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“We’ve raised this with a local MP because we believe there is a moral dilemma here, which should be addressed by the insurance industry and the government.

“Perhaps what is needed is for pandemic claims to be dealt with in a similar way to those arising from floods and terrorism. That is, through an industry‐wide, public/private insurance solution which provides essential cover, at the cost of the insured, but with the cost of claims being spread across the whole of the insurance industry and the state. That seems an appropriate long‐term solution, for the solvency‐threatening consequences of pandemics.

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“But, until that’s in place, would it not be the right thing for insurers to continue existing cover for so long as the consequences of the current COVID‐19 outbreak continue?”

And the views of the club's chairman have been echoed by the MP for West Aberdeen and Kincardine.

Andrew Bowie said: “Overall, I have been impressed by how Aberdeen FC have turned a negative into something so positive. Many of the city’s elderly and most vulnerable are getting help through the club’s Still Standing Free initiative. So I was disappointed to hear the club’s insurer will effectively pull the rug out from under it next month. After talking to Dave Cormack, I agreed with the club’s position and have now raised the issue with Treasury officials. This will require co‐operation between insurers, government and the football community to find a way forward.”

Stay at home to stop coronavirus spreading - here is what you can and can't do. If you think you have the virus, don't go to the GP or hospital, stay indoors and get advice online. Only call NHS 111 if you cannot cope with your symptoms at home; your condition gets worse; or your symptoms do not get better after seven days. In parts of Wales where 111 isn't available, call NHS Direct on 0845 46 47. In Scotland, anyone with symptoms is advised to self-isolate for seven days. In Northern Ireland, call your GP.

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