Ireland Vantik-Card: This fintech pays you one percent on all card transactions

11:28  23 february  2021
11:28  23 february  2021 Source:   t3n.de

Germany tries to keep variants outside its borders

 Germany tries to keep variants outside its borders © EPA Angela Merkel and German authorities try to protect the country from variants of the virus. Germany partially closes its borders with the Czech Republic and Austrian Tyrol on Sunday in an attempt to contain the spread of the highly contagious variants of the coronavirus. "Fixed checkpoints" at the borders concerned are thus set up, like the one installed at Kiefersfelden (Bavaria), on the border with Austria.

The Berlin fintech Vantik wants to make it easier for customers to invest in old-age provision. Thanks to a Mastercard debit card with one percent cashback on every transaction, you can save on the side.

Til Klein, Gründer von Vantik. © Vantik Til Klein, founder of Vantik.

With the Vantik and the Vantik-Card, a start-up has gone onto the market in Berlin that is dedicated to the Retirement Provision . After a beta test with a few hundred test customers, the company has now presented a free debit card for everyone, which should be available from April. The special feature: The card, which is realized with Mastercard and the Vodeno banking-as-a-service platform, grants one percent of the sales value as cashback for all bets.

Gerresheimer share falls into the red: Gerresheimer increases dividend after growth

 Gerresheimer share falls into the red: Gerresheimer increases dividend after growth A high demand from the pharmaceutical industry for glass ampoules and syringes gave the special packaging manufacturer Gerresheimer tailwind at the end of 2020. © Provided by Finanz.net SAEED KHAN / AFP / Getty Images "In the fourth quarter, Gerresheimer was able to post its first significant sales from the manufacture and delivery of injection vials for Covid-19 vaccines," it said on Thursday Announcement on the annual result.

The amount is automatically invested in an sustainable portfolio : This should make it easier for customers to take care of the topic of old-age provision. It is doubtful whether this is enough to close the well-known pension gap. But it is always a good door opener to deal with the topic. According to the European statistical office Eurostat, the number of people at risk of old-age poverty in Germany has risen sharply in recent years and is currently 3.1 million people over 65 years of age.

Vantik's interesting marketing approach

Investors in the company founded by Til Klein in 2019 are Atlantic Labs, STS-Ventures and Seedcamp as well as business angels such as Maximilian Tayenthal, one of the founders of N26 . Vantik sees the service's USP in the flexible and simple approach to investing; the customer is saving “on the side” for old-age provision. The company does not yet state the exact composition of the ETF - the customer only learns the breakdown into 60 percent stocks, 25 percent bonds, 10 percent real estate and 5 percent raw materials - and the trendy term sustainable investment comes up. In the course of the year there should also be the possibility of paying into the ETF portfolio yourself - actually an indispensable basis for selling the principle of good conscience to the customer as a pension.

Because of the corona crisis: every tenth training company wants to hire fewer trainees

 Because of the corona crisis: every tenth training company wants to hire fewer trainees The corona crisis is leading to a significant decline in training positions. As a study published on Monday by the Institute for Employment Research (IAB) revealed, a tenth of the companies entitled to train plan to reduce the number of apprenticeships offered in the training year 2021/2022 or even to do without them entirely. The proportion is significantly higher for companies that have been severely affected by the pandemic - especially in the hospitality industry.

That shouldn't hide the fact that the few cents or a few euros that are deposited month after month are more of a drop in the ocean. It is questionable whether a customer will also invest in ETFs as a result - whoever does it anyway will do it with the help of the cashback. In the end, Vantik is a (admittedly kept simple) cashback model, as offered by other neobanks from Vivid Money to DKB to Dify .

After all, the conditions with a flat rate of one percent are also so attractive: The Vantik Card is a standard debit Mastercard with no monthly basic fee, which guarantees cost control based on direct debiting from the account. The card can be linked to any desired account via a bank connection and also supports Apple Pay and Google Pay. Those interested in the offer, which starts in a few weeks, can put on a waiting list .

After a strong quarter: ProSiebenSat.1 pays dividends again and aims for growth in 2021 - P7S1 shares under considerable pressure .
ProSiebenSat.1 Media SE has sales and profits in the fourth quarter thanks to higher TV advertising revenues and the growth of its perfume online shop Flaconi increased. © Provided by Finanz.net Andrew Burton / Getty Images In the coming year, the group is aiming for higher revenues and an improved operating profit, which was not achieved in 2020 as a whole due to the significant weakness of the advertising market in the meantime.

usr: 9
This is interesting!