US News trend towards more payments without cash stops at

15:31  22 july  2022
15:31  22 july  2022 Source:   tagesspiegel.de

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The payment without bills and coins received another thrust in Germany and in the euro area in the second year of Corona pandemic.

Auf dem Wochenmarkt zahlen einigen noch mit Münzgeld. Doch insgesamt sind Barzahlungen rückläufig. © Christoph Soeder/dpa At the weekly market, some still pay with coin money. But overall, cash payments are declining.

Last year 114.2 billion payments in the common currency area were handled in cash without them and thus 12.5 percent more than 2020, as the European Central Bank (ECB) announced on Friday in Frankfurt. The total value of the transactions rose by 18.6 percent to 197.6 percent in the year.

Almost half (49 percent) of cashless business were card payments according to the ECB, almost a quarter made transfers (22 percent) and direct debits (20 percent).

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Paying hygienic? According to the Bundesbank,

in Germany was handled without cash without cash last year of EUR 65 trillion. Compared to the previous year, this corresponds to five percent in the number of increases, and there was an increase of eight percent of the value. Eight billion payments in Germany were handled by card in 2021 and thus ten percent more than a year earlier. Because of the spread of the coronavirus,

dealers had promoted cashless payment for hygienic reasons. When paying contactless, customers only have to stick their girocard to the reader at the cash register, the data is then transmitted encrypted. In the case of small amounts, this procedure does not even enter the secret number (PIN).

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