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buying Is the End of the Year Really a Good Time to Buy a Car?

18:10  10 december  2019
18:10  10 december  2019 Source:   lifehacker.com

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That old myth you might have heard about getting the best deal on a car when the new model year comes out? That ’s not really true. It’s all about the calendar year if you’re trying to save. But that doesn’t mean every sticker price you see is worth rushing to buy . Here’s what to remember if you’re

The best time of year to buy a car (aka the number one thing salespeople don’t want to tell you). That ’s why December (more specifically, the last week of the month) is the best time of year to buy a car . To take it a step further, you should see if you can negotiate a car deal on December 31st, New

Every business you can think of is having a Black Friday sale, including car dealerships. Sure, maybe you weren’t thinking of putting a vehicle on your holiday shopping list, but the end of the year is often rumored to be a good time to buy a car. If you’ve been thinking of getting a new set of wheels, you might be tempted to check out those seasonal promotions.

a car parked on the side of a building© Photo: Shutterstock

Used car sales are up and new car sales are down, according to Jessica Menton at USA Today, which makes dealers extra amped to unload some of their lingering inventory. On top of that, the federal funds rate cuts this year have led car loan interest rates to drop.

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What Makes Year End Car Sales Such a Good Opportunity? At the end of each year many people will notice that the car commercials and big year end clearance sale messages are everywhere. Dealerships will tout massive saving opportunities in all shapes and sizes. But what we really want to

You’re finally ready to buy a new car . You look at the calendar and remember that the month is quickly wrapping up. Dealers may be especially receptive in September because they’re beginning the process of trying to move what’s left of the previous year ’s vehicles before the next model year ’s

But does that mean you should rush out to make this very large purchase at one of the most hectic, spending-heavy times of year?

I asked David Bennett, manager of repair systems for AAA, who said the end of the year is, in fact, a good time to buy a car. “Dealers may offer reduced savings to move vehicles from inventory, which saves them in taxes based on year-end inventory,” he said.

That old myth you might have heard about getting the best deal on a car when the new model year comes out? That’s not really true. It’s all about the calendar year if you’re trying to save. But that doesn’t mean every sticker price you see is worth rushing to buy. Here’s what to remember if you’re thinking about purchasing a car.

Research before you roll up to the car lot

“Consumers should begin researching vehicles now so they are able to identify a “good deal” when available,” Bennett said. Start with the make and model you’re interested in and research the pricing options on the manufacturer’s website. That’ll give you an idea of what you can expect from dealerships. Those auto makers’ websites will also show you any manufacturer-level discounts or other promotional offers you can expect for the model you’re eyeing.

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Timing your purchase accordingly could really be worth it. Here are the best times of year to buy a new car “When a vehicle needs help selling, the end of the month is a good time to buy if negotiating the vehicle yourself, because sales managers at dealerships have a monthly quota to hit

Timing your purchase accordingly could really be worth it. Here are the best times of year to buy a new car “When a vehicle needs help selling, the end of the month is a good time to buy if negotiating the vehicle yourself, because sales managers at dealerships have a monthly quota to hit

The Best Techniques for Negotiating with Car Dealerships

A lot of dealerships will offer you a gift card for $50 or $75 just for coming in and test driving a particular model. But that tactic is likely to get you sucked in. If you’re not ready to test drive a particular vehicle, put those “offers” out of your mind and focus on what discounts the auto maker offers, then the discounts the dealership has clearly listed online. Once you subtract those from the retail price of the car, you’ll have an idea for the pricing you can expect. That’ll help you spot a real deal on Black Friday.

Don’t rely on the dealership for the best financing offer

Interest rates have dropped, but that doesn’t mean you’re guaranteed an amazingly low rate on a car loan. Your rate still largely depends on your credit, so adjust your expectations accordingly. Bennett advised aspiring car buyers who need financing to get preapproved for a car loan before shopping to best identify your upper limit on costs.

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Really the best time is the 2 slowest times of the year for car sales is July and the long dreaded haul between Thanksgiving and income tax refund Even better if you can wait, is the end of March/April and the end of September. Those months tend to be the biggest months for people buying new cars .

All new cars have far higher quality control and safety. So the biggest variable is personal preference. If economics is the primary variable, keep warranty in mind, because repairs can be really expensive. Is the optimal time to buy a used car at the 3 year mark?

How to Finance a New Car When Interest Rates Are Ridiculous

Then, once you’re at the dealership, “The loan rate can be used as a negotiation point when buying the car,” he said. Saving 1% on interest may not seem like a big deal when you’re signing the paperwork for financing, but it’ll save you a boatload of interest in the long run.

Don’t get pressured into buying during a promotion

Even if you have your heart set on buying a car, Bennett said not to let your emotions get the best of you. You don’t have to negotiate with sales people and get pressured into paying more than you planned.

If the deal you’re being offered isn’t right for you, get out of there and continue to think through the purchase. “Remember that you’re in control of the purchase, Bennett said. “You can walk away from the negotiation at any point prior to purchase.”

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