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Reviews Immobilier: Boost its performance with Crowdfunding

17:50  25 september  2022
17:50  25 september  2022 Source:   challenges.fr

He has not been able to sell his house for 10 years because of an electric post

 He has not been able to sell his house for 10 years because of an electric post © Pascal Huot/Pascal Huot - Stock.adobe.com An Enedis electric pole would be the cause of this confusion. The cadastre had to think that he was not on a sidewalk but on the field of Jean-François. is an ubiquitous story. Jean-François is Owner of a house with a 500 m² garden, in the city center of Lyon (69). Until then, nothing abnormal but, when he decides to separate from his property, 10 years ago, He notices an error on plans.

Immobilier crowdunding © Homunity Real estate Crowdunding flexible and accessible, crowdfunding of real estate operations is very attractive. A diversification option that requires some precautions.

An gross average rate of return of more than 9% (in 2021), the possibility of investing small amounts (from 100 euros), a relatively simple user manual and a measured risk taking: the Crowdfunding , or crowdfunding, applied to the real estate is enough to make savers dream. Allowing promoters and goods merchants to call on private investors to carry out their projects, he was a big success: "almost 1 billion euros were collected online in 2021", notes Quentin Romet, co -founder of The homunity platform. For savers, no need to move: dedicated platforms raise funds and lend them with interest to real estate operators, who reimburse, at the end of the agreed duration (from twelve to thirty-six months in general), capital plus the interests.

Real estate: access to property, a dream undermined by the increase in interest rates

 Real estate: access to property, a dream undermined by the increase in interest rates is a wish that many French people share: buying property. But to achieve this, the trajectory is more complicated than before. This is in any case what the ninth barometer Buy or rent revealed by Bestaux.com, relayed by Le Parisien , Tuesday September 6, 2022. Thus, in 2022, you must keep your property about 14 years for having a main residence becomes more profitable than its rental. For comparison, in 2020, it was necessary to count only 4 years and 4 months on average.

Read also New housing sales hampered by the conditions for granting real estate loans

The remuneration range varies from 8 to 15%, depending on the risk level of the operation: the more it is advanced in its marketing , the lower the risk. As a bonus, "taxation is lighter than for a conventional rental investment, with a tax tax of 30%, the non-account in the tax on real estate wealth and the possibility of being eligible At the PEA and PEA-PME, "said Jean-Damien Cherisier, president and founder of Citesia. However, if crowdfunding displays advantages, it also presents risks: non-reimbursement by the operator at the end of the planned period and partial or total loss of the invested capital. But "since the beginnings, the defect rate is much less than 0.3% and the last claim occurred in 2018", moderates Alexandre Toussaint, president and founder of Baltis Capital.

Immobilier: sales of apartments at the highest in large Parisian crown

 Immobilier: sales of apartments at the highest in large Parisian crown © Getty / Mint Images Immobilier: sales of apartments at the highest in large Parisian crown The notaries of Grand Paris presented their latest assessment of the 'Immobilier Ile -de -France. Two trends emerge: volumes of sales raised in large crown and a Parisian market in the beautiful. shunned during the health crisis, the apartments have become fashionable again.

Diversifying

remains that in recent times, construction delays have accumulated: 7.2% of operations experienced slippages less than six months and 6% beyond six months. Figures that should increase in 2022, consequence of the crisis in the building materials market and supply difficulties. Do not panic: the investor is quite protected, since the delay in reimbursement of the capital further extends the payment of interest to the lender. Be careful to protect yourself against the vagaries: "We must not bet everything on real estate crowdfunding and allocate part of his money to other investments", advises Jean-Damien Cherisier. As for the sums invested in this type of operations, it is better to diversify platforms and projects. The entry ticket at 1,000 euros on average allows.

promising projects to come to come

proposed by Anaxago Capital, this project called watercolor aims to acquire and renovate an office building in the center of Paris. It displays a return of 12% over three years and will raise 8 million euros. Another anxago operation to follow: a colving residence in the region for a collection of 3 million euros, with a rate of return of 10% over thirty-six months.

Montpellier: Thanks to the "shock of the offer", the prices of real estate avoid the hot

 Montpellier: Thanks to the by promising 8,000 new dwellings within two years, the city has found the perfect anti-crise solution, rejoices A representative of the promoters © N. Bonzom / Maxele Press at the real estate fair, this Friday. Housing - By promising 8,000 new dwellings within two years, the city has found the perfect anti -crisis solution, is delighted with a representative of the promoters in recent months, the prices of the accommodation for purchase have soared.

curly operations carried out by Homunity, this lifting finances the construction in Sarcelles (Yvelines) of 110 collective dwellings on five residences and nine adjoining town houses. It offered a rate of return of 8% over a forecast period of twenty-four months. The entrance ticket was 1,000 euros.

Funding completed in a few hours by CITESIA with a yield of 8% for a program of 38 dwellings in Ile-de-France. A secure operation, which attracted investors: the promoter had a building permit purged of any recourse and a 100% pre -commercialization, acquired in block by a social landlord.

Nice remuneration too, with a rate of 9%, for the financing of the regional headquarters of GRDF in Rouen, on the Baltis Capital site, over a period of twelve months.

  Immobilier: booster son rendement avec le crowdfunding © supplied by challenges

(Homunity)

C. BO.

These two French people propose to bet on the purchase of American land .
© 4333334560/Ungvar - Stock.adobe.com One is Breton, from a family of farmers who have transmitted the love of The land, the other has bathed in the world of real estate in the Lille region. Romain Daniellou and Thibaut Guéant, both installed in the United States for a few years, have associated their skills to create Landquire, a start-up which offers individuals turnkey investments in American plots of building land.

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