Travel This Is the Best State for Retirees

23:55  04 may  2021
23:55  04 may  2021 Source:   247tempo.com

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The Cornhusker State is the best state to retire , according to a new Bankrate study, followed by Iowa, Missouri, South Dakota and Florida. Maryland, on the other hand, comes in the last place in our ranking. New York and Alaska also might be better for retirees to visit than reside, according to the study. For this study, Bankrate looked at affordability, weather and a number of other factors important to retirees . We also created an interactive tool that allows you to see how the results change based on your preferences in retirement .

Does your state rank among the best places to retire ? Find out. We analyzed all 50 states based on financial factors critical to retirees including cost of living and taxes in retirement. Retirees in the Centennial State may just reach 100 years themselves. Colorado ranks fourth in the United Health Foundation's senior health rankings, with particularly high marks in clinical care and positive behaviors. Among its health-related strengths, the state has low rates of obesity and physical inactivity in seniors.

Retirement may be the end of a career, but it is also the start of a new chapter of adulthood. Most people know when they can or want to retire. Where to retire, however, may be a more complex decision to make.

a man sitting on a rock © FatCamera / E+ via Getty Images

To rank the best and worst states for people who want to stay active, both physically and socially, in retirement, 24/7 Tempo used data from the U.S. Census Bureau and the Centers for Disease Control and Prevention (CDC). We created an index of more than 20 measures of retirement-friendliness, representing four categories: environment, health-related factors, social support and demographics.

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Florida is the best state for retirees , unsurprisingly, while Kentucky is the worst, according to a study by WalletHub. WalletHub compiled a list of the best and worst states for retirees , using weighted metrics of affordability, quality of life, and health care. Florida has the highest percentage of a population aged 65 or older. The state has one of the lowest tax burdens of any state , with no personal income tax.

The state with the best overall tax climate for retired persons depends on the type and the amount of your income, the value of your home, your cash on hand, and any specific tax issues you might have. Some states show clear advantages, however. These include those that have no income tax, that exempt pensions and Social Security income, and states that also have low property and sales taxes. NOTE: This list is for general use. It doesn't take climate, access to quality medical care, or cost of living into account. Your financial outlook and what's important to you in a retirement community will

One advantage of retirement is that a person is not limited to living in their current state. Many retirees relocate to experience a different way of life in a new environment. It is hard to look past sunshine and nice weather year-round, as well as a large number of retirement communities and social events.

To stay happy as well as healthy in older age, it is important that people eat a healthy diet, avoid unhealthy habits like smoking and get preventive medical care like vaccinations and disease screenings. It is important that retirees have a good idea of what their cost of living will be so they can make plans, save and avoid financial hardship.

Utah is the best state for retirees. Here are the data:

> Population: 3.2 million

> Population 65+: 11.4% (the lowest), or a total of 365,198

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MoneyRates evaluated the country’s best states for retirees using 10 data sets across four major categories — economic factors, crime and safety, lifestyle factors, and health care conditions — to determine the destinations most optimal for retirement living. Iowa offers retirees a strong economy — boasting the third-lowest unemployment rate in the country — which may appeal to seniors looking for part-time work after they’ve retired from their primary career. The Hawkeye State also has an extensive nursing care facility network with large capacities to support the state ’s older population.

This friendly state is best in the nation for quality of life and health care quality for seniors, says WalletHub. Kiplinger found that the cost of health care for a retired couple is close to the national average. What South Dakota lacks in year-round tanning weather, it makes up for with some of the best hunting, fishing, hiking and camping around. The small-town life is relaxed and perfect for retirees looking to settle somewhere quiet but active. You’ll definitely find a home in your price range in affordable South Dakota.

> National parks and historic sites: 13

> Avg. hours of full-sun per day: 4 hours 52 minutes (eighth highest)

> Adults 65+ who volunteer: 44.6% (the highest)

> Adults 65+ in good or excellent health: 44.6% (17th highest)

> Cost of living: 3.5% lower than the national average (23rd highest)

Our methodology: To determine the best and worst states for older citizens, 24/7 Tempo created an index comprising 22 measures in four categories: health factors, environmental factors, social support and the share of the population 65 years old and over. These categories aimed to capture the essential elements of quality of life for retired adults. We created an index for each category to rank each state by these criteria, as well as an overall index. Each category was given equal weight in the index.

Population estimates, including the share of the population 65 years old and over, as well as the average retirement income, and the percentage of adults 65+ living under the poverty line, were obtained from the U.S. Census Bureau’s American Community Survey and are for 2019.

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7. South Dakota ranks better than most states on every thing we measured except the weather. Affordability is the main factor pushing it to the top spot. In addition to low living expenses, including health care, South Dakota is one the 10 Best States for Taxes on Retirees . Taxes are easy on the budget, too, with income tax rates ranging from just 2% to 5%, and Social Security benefits being exempt. 2. Florida But the main attraction for retirees to the Sunshine State must surely be the tax situation.

Bankrate.com has updated its annual list of the best states for retirees . There have been some changes since last year. For example, Utah, Idaho and New Hampshire — the second, third and fourth best places to retire in 2018 — have dropped out of the top five. Maryland is this year's worst state for retirement, according to Bankrate.com. The Old Line State is in the bottom 15 for affordability (fourth worst), culture (ninth worst) and wellness (tied for 13th worst with Washington), and is just outside that threshold in crime (18th worst). Any top 25 rankings?

National parks and site data for each state was obtained from the National Park Service and includes sites that are either affiliated or managed by the service. The average hours of full sunlight per day were calculated from data provided by the CDC’s North America Land Data Assimilation System. These calculations were based on the aggregate average kilojoules of sunshine per square meter for the years 1979 to 2011 and converted to kilowatt-hours per square meter. A peak sun-hour is a period during which the intensity of sunlight exceeds 1,000 watts per square meter.

The percentage of adults 65 and older that reported volunteering in the past 12 months was obtained from America’s Health Rankings analysis of Corporation for National & Community Service (AmeriCorps) data from 2017. The share of adults 65+ who met CDC exercise guidelines in 2017 and the share of adults 65+ who reported good or excellent health in 2018 were obtained from America’s Health Rankings in its analysis of CDC data. Data on membership associations per 10,000 state residents was obtained from 2018 state-level data provided by the 2021 County Health Rankings & Roadmaps, a Robert Wood Johnson Foundation and University of Wisconsin Population Health Institute joint program. Click here to see all the best and worst states for retirees.

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