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Travel ‘One of the most valuable hotel cards’: A review of the World of Hyatt Credit Card

03:40  20 june  2021
03:40  20 june  2021 Source:   thepointsguy.com

How to calculate the value of Hyatt points

  How to calculate the value of Hyatt points Hyatt points are a crowd-pleaser in the miles and points community. You can take some first-class vacations with them. Plus, you can earn Hyatt points in a flash with some of the best travel credit cards like the World of Hyatt Credit Card, which I opened last year myself. Short and subjective answer: A typical Hyatt […]Short and subjective answer: A typical Hyatt point is worth is 1.5 cents each (yes, it’s possible to get way more from them).

* Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer. Thanks to some amazing redemption possibilities and elite benefits, World of Hyatt is one of my favorite loyalty programs around. And while Hyatt has fewer properties globally compared to other major hotel Since the World of Hyatt Card is the only Hyatt cobranded credit card currently open for applications, it doesn’t have direct competition. However, it’s worth noting that Hyatt has a relatively small global network of hotels . Chains like Marriott and Hilton have many more properties around the globe and

» MORE : Chase credit cards mobile app review . Where World of Hyatt Credit Card shines. Free nights aplenty. Let's start with the card 's valuable sign-up bonus: Earn 30,000 Bonus Points after you spend ,000 on purchases in your first 3 months from account opening. But ownership of the World of Hyatt Credit Card gives you credit for five nights, and you'll earn credit for two additional nights every time you spend ,000 on the card . This means big spenders could potentially reach Explorist status quickly through spending alone. With other hotel cards , reaching a higher elite status

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Editor’s note: This review has been updated with the latest information.

With a rewarding loyalty program and generous card benefits, the World of Hyatt Credit Card is one of the top hotel cards on the market. Cardholders earn 4x points on all Hyatt spending and you’ll get a Category 1-4 free-night award each year you keep the card and another when you spend $15,000 in a calendar year. Hyatt points are the most valuable hotel points and free nights start at only 5,000 points. Card Rating*: ⭐⭐⭐⭐1/2

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Thanks to the high value of Hyatt points, this is one of the more valuable sign-up bonuses currently available. On the downside, you’ll have to spend ,000 total to earn the full bonus. If you’re looking for an offer with a lower spending threshold, you should check out our list of best credit card sign-up bonuses. The card offers generous point earnings on Hyatt purchases: Earn up to 9 points total per spent at Hyatt - 4 Bonus Points per when you use your card at Hyatt hotels & 5 Base Points per from Hyatt as a World of Hyatt member. As a cardmember, you'll also earn 2 points per spent

Select reviews all the benefits of The World of Hyatt Credit Card , so you can decide if this hotel rewards card with a low annual fee and automatic elite status is right for you. To make sure you're choosing the best hotel card for your needs, Select analyzed 11 popular hotel credit cards that offer high rewards rates on purchases made with the brand. We compared each card on a range of features, including travel rewards, annual fee, welcome bonus, introductory and standard APR, one -time perks, annual perks, redemption rates, as well as factors such as required credit and customer reviews

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Thanks to some amazing redemption possibilities and elite benefits, World of Hyatt is one of my favorite loyalty programs around.

And while Hyatt has fewer properties globally when you compare it to other major hotel chains, things are changing. In recent years, there has been an accelerated development of new Hyatt hotels, acquisitions of companies such as Two Roads Hospitality and a partnership with Small Luxury Hotels.

The World of Hyatt credit card gets a top spot in my wallet and even has significant value if you’re an infrequent traveler. So let’s dive into the details below.

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World of Hyatt Card Review : A World of Valuable Perks to Improve Your Hyatt Experience. by: Lyle Daly | Updated Jan. 3, 2022. Many or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t The information related to The World of Hyatt Credit Card has been collected by The Ascent and has not been reviewed or provided by the issuer. For those who enjoy staying at Hyatt hotels , The World of Hyatt Credit Card provides a fast track to free nights. This credit card , offered by Chase and

Summary. The Chase World of Hyatt credit card is an incredibly valuable product with an attractive sign-up bonus in addition to useful long term perks. Here are some key things we think you should take away from this review . Chase really knocked it out of the park with their World of Hyatt credit card . It is a card that offers value even if you just throw it in the drawer and don’t use it all that often. But, it really becomes valuable when you put the card to work. The free night at ,000 in spend and elite stay credits for every ,000 in spend earn this card a place in your wallet instead of your sock drawer.

In This Post

Who is this card for?

a group of lawn chairs sitting next to a pool: Confidante Miami (Photo by Benji Stawski/The Points Guy) © The Points Guy Confidante Miami (Photo by Benji Stawski/The Points Guy)

The World of Hyatt Credit Card doesn’t have the heavy-hitting benefits you’ll find with premium hotel cards such as the Marriott Bonvoy Brilliant™ American Express® Card and Hilton Honors American Express Aspire Card. Still, the Hyatt card’s relatively modest $95 annual fee can easily pay for itself.

The information for the Hilton Aspire Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Here’s how.

First, you’ll get a free night certificate for a Category 1-4 Hyatt hotel each cardmember anniversary. Then, you can get a second night if you spend $15,000 in a calendar year. The World of Hyatt card is a great choice for Hyatt loyalists or anyone who would stay at least one night a year at a Category 1-4 Hyatt.

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The Ideal Cardholder. The World of Hyatt card is a good option if you’re looking to take a vacation for business or pleasure… but why can’t it be both? Image Credit : Dmitrijs Dmitrijevs via Shutterstock. The World of Hyatt card is best suited for those who enjoy staying in Hyatt hotels , want Hyatt elite The card ’s annual free night certificate is likely one of the benefits that will excite cardholders the most . After all, this benefit alone can easily cover the cost of the card ’s annual fee each year. With the free night certificate, each year you’ll be able to redeem it at any Category 1 to Category 4 Hyatt hotel .

The card does earn 2 points per dollar on dining at restaurants, cafes and coffee shops; airline tickets purchased through the airline; fitness club and gym memberships; and local transit and commuting including rideshare services, so it could be smart to charge those purchases to the Hyatt card if you don't If you’re a fan of staying at Hyatt hotels and resorts, the Hyatt credit card is easily worth it. Sure, Discoverist status is decidedly meh. And you won't earn a great points rate on general spending rewards. But that's not why you're holding this card . You're holding it for that eye-popping intro offer

There are some incredible Category 4 Hyatt properties out there. For instance, I’ve stayed at hotels with my free night certificates, including The Confidante in Miami Beach (which went for about $300 in cash) and the Andaz San Diego (which went for about $250 in cash). Clearly, with a $95 annual fee, you can already come out way ahead with just the certificate(s) alone.

If you’re considering this card, don’t forget that it’s subject to Chase’s 5/24 rule, so you won’t be approved if you’ve opened five or more credit cards from any bank in the last 24 months.

If you only have a few 5/24 “slots” left, you’ll want to make sure the World of Hyatt Card is worth it for you, especially considering other valuable Chase cards such as those that earn Ultimate Rewards points. Still, this remains one of the best hotel credit cards.

Related: The best Hyatt Category 4 hotels for family vacations

Sign-up bonus

a palm tree: Park Hyatt Aviara (Photo by Chris Dong/The Points Guy) © Provided by The Points Guy Park Hyatt Aviara (Photo by Chris Dong/The Points Guy)

The World of Hyatt card offers a two-tiered sign-up bonus worth up to 60,000 points. TPG values Hyatt points at 1.7 cents each, so the full 60,000-point sign-up bonus could be worth up to $1,020, if you consider all 60,000 points a part of the bonus.

My top 3 picks for the best cobranded hotel card

  My top 3 picks for the best cobranded hotel card Editor’s note: This post has been updated with new information. I have five hotel credit cards. And my husband has another five hotel credit cards. But, we believe each of these 10 cards provides enough perks to justify paying its annual fee for the foreseeable future. In particular, most of these hotel credit cards offer …I have five hotel credit cards. And my husband has another five hotel credit cards. But, we believe each of these 10 cards provides enough perks to justify paying its annual fee for the foreseeable future. In particular, most of these hotel credit cards offer an annual free night that can more than justify the annual fee before even considering any other perks.

First, you’ll get 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening.

Then, you can earn up to 30,000 more points — sort of. So the way this works is that Hyatt is now giving you 2 points per $1 on purchases that normally earn just 1 bonus point per $1, on up to $15,000 in purchases for a total of 30,000 additional points. And while that does indeed add up to 30,000 points, it’s really just 15,000 more points above and beyond the 15,000 you’d earn for those purchases at the usual 1x.

Related: New ‘60,000 points’ World of Hyatt card offer has a major catch

Still, even if you “only” count the bonus as 45,000 points, that’s enough for nine nights at a Category 1 hotel or a good start towards a couple of nights at one of the many higher-end World of Hyatt properties around the world.

You won’t be eligible to earn those bonus points if you’ve earned a welcome bonus on a Hyatt card within the past 24 months.

Main benefits and perks

a living room filled with furniture and a large window: Suite at Hotel 50 Bowery (Photo by Chris Dong/The Points Guy) © The Points Guy Suite at Hotel 50 Bowery (Photo by Chris Dong/The Points Guy)

The World of Hyatt Credit Card comes with many notable perks that offset the $95 annual fee.

Annual free night certificate

The best ongoing benefit from the World of Hyatt card is the annual free-night certificate at a Category 1-4 Hyatt property, which you’ll receive every account anniversary. This alone can be worth much more than the card’s $95 annual fee. You’ll also get a second free night after spending $15,000 in a calendar year.

Hyatt Privé: The little-known program that can score you upgrades, breakfast and other perks

  Hyatt Privé: The little-known program that can score you upgrades, breakfast and other perks There are lots of ways to make your next hotel stay more comfortable without elite status. Some favorites among the TPG team include booking through American Express’ Fine Hotels and Resorts (FHR) program or Chase’s Luxury Hotel & Resort Collection (LHRC). However, both of these programs are exclusive to those with certain premium credit cards and unlock …Hyatt has a little-known program called Hyatt Privé that offers similar benefits but is available to everyone. Benefits of booking through Hyatt Privé include daily breakfast for two, confirmed room upgrades, early check-in, hotel credits and more. However, these stays can’t simply be booked through Hyatt’s site and you may pay a premium for them.

Elite status

There are five levels of Hyatt elite status: Member, Discoverist, Explorist, Globalist and Lifetime Globalist. You’ll get automatic Discoverist status simply by having the card, which comes with benefits such as late checkout, preferred rooms and a 10% points bonus on eligible purchases.

Top-tier Hyatt status is incredibly valuable but also difficult to earn. However, in 2021, it’s easier than ever to level up your status with elite qualifications cut in half and promotions aplenty.

You also earn nights toward status with spending on the card at a rate of two nights for $5,000 spent on the card. This means $15,000 in spending should trigger six elite nights toward Hyatt status, in addition to the bonus points and second Category 1 – 4 award.

Related: I use my hotel credit card benefits to travel in luxury — here are 5 ways to do it

Travel protections

Chase issues the World of Hyatt card, so you’ll receive many of the travel protections we’ve come to expect from Chase credit cards.

  • Trip delay reimbursement
    • If your travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
  • Baggage delay insurance
    • Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for five days.
  • Lost luggage reimbursement
    • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
  • Trip interruption and trip cancellation insurance
    • If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
  • Auto rental collision damage waiver
    • Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

Given the modest $95 annual fee, you don’t have to be a frequent traveler to get value from the World of Hyatt card.

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Related: 5 reasons why I went all-in on the World of Hyatt credit card

How to earn points

a bench next to a body of water: The stunning overwater villas at the Park Hyatt Maldives. (Photo by Darren Murph.) © The Points Guy The stunning overwater villas at the Park Hyatt Maldives. (Photo by Darren Murph.)

Cardholders will earn 4x points spent on purchases at all Hyatt properties and 2x on direct airfare purchases, restaurants, local transit and commuting (including ride-sharing services), fitness club, and gym memberships.

Earning 4 points per dollar on Hyatt stays is more than you’ll earn using a card like the Chase Sapphire Reserve. But you’re better off using one of the best credit cards for dining or one of the best travel credit cards for restaurant or airfare spending.

It’s also worth noting that as a World of Hyatt member, you’ll earn 5 base points per dollar on Hyatt purchases on top of the 4x points you’ll earn through the card, making that category particularly lucrative.

Bonus category Points per dollar
Hyatt stays and experiences 4x
Local transit and commuting 2x
Airfare purchased directly with the airline 2x
Fitness clubs and gym memberships 2x
Everything else 2x (up to $15,000 in the first six months of new card ownership); then 1x

How to redeem

a living room filled with furniture and a fire place: (Photo courtesy of the Park Hyatt New York.) © The Points Guy (Photo courtesy of the Park Hyatt New York.)

By far, the best use of Hyatt points is for free nights.

You can also transfer points to several airline partners, but the transfer ratio is 2.5:1, which is less than ideal. Hyatt also gives you the option to redeem points for dining, spa visits, Lindblad Expeditions and other experiences, but you’re almost always better off using points for hotel rooms.

Redemptions for standard rooms start at 5,000 points per night at Category 1 hotels and 40,000 per night at Category 8 hotels. Premium suites go for as much as 60,000 points per night at Category 7 hotels.

You also have the option to book Points and Cash awards. You’ll pay half the normal points price and half the standard cash rate. Hyatt properties tend to be slightly less expensive compared to other hotel programs when it comes to redeeming points for free nights.

Bordeaux, the Swiss Alps, Florence, Rome and more: Hyatt continues its expansion in Europe

  Bordeaux, the Swiss Alps, Florence, Rome and more: Hyatt continues its expansion in Europe Ready your World of Hyatt points for a trip to Europe. We’ve known for a while that Europe has a whole lot of Hyatt coming down the pipeline. And among the recent Hyatt hotel openings on the continent are such diverse and exciting properties as the 7Pines Resort Ibiza in Spain, the storied Hotel du …We’ve known for a while that Europe has a whole lot of Hyatt coming down the pipeline. And among the recent Hyatt hotel openings on the continent are such diverse and exciting properties as the 7Pines Resort Ibiza in Spain, the storied Hotel du Palais Biarritz in France overlooking the Grande Plage, Hyatt Place London City East and Hyatt Regency Zurich Airport The Circle in Switzerland.

Another option is to upgrade paid stays with points. With 3,000 points, you can get an upgrade to a Club room, while 6,000 – 9,000 points will get you into a suite. Redeeming points for free nights tends to be a better deal, but upgrading paid stays can be worth it and won’t bankrupt your point reserves. All of these options for redeeming points make it a great credit card for families.

Related: How to redeem points with the World of Hyatt program

Competing cards

Since the World of Hyatt Card is the only Hyatt cobranded credit card currently open for applications, it doesn’t have direct competition. However, it’s worth noting that Hyatt has a relatively small global network of hotels. Chains like Marriott and Hilton have many more properties around the globe and will provide more options than Hyatt.

The Marriott Bonvoy Boundless Credit Card is similar, offering automatic Silver Marriott elite status, one free-night award (valid at hotels costing up to 35,000 points) a year, and up to 17x Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels and 2x points on everything else. The card has a $95 annual fee, just like the Hyatt card.

Another option to consider would be the Chase Sapphire Preferred Card, currently offering a best-ever sign-up bonus of 100,000 Ultimate Rewards points. Those points also transfer 1:1 to World of Hyatt.

The Sapphire Preferred won’t provide you with any Hyatt-specific benefits, but you’ll be able to rack up 2x points on travel and dining (and 1x point on everything else).

The Sapphire Preferred’s bonus is 100,000 points after you spend $4,000 on purchases in the first three months of account opening, and it has a $95 annual fee. So it’s probably a better fit if you’re only interested in redeeming points for Hyatt award nights and not earning elite status within the World of Hyatt program.

a row of wooden benches sitting on top of a beach: (Photo courtesy of the Park Hyatt Sydney) © The Points Guy (Photo courtesy of the Park Hyatt Sydney)

Bottom line

The World of Hyatt Card is a must-have for Hyatt loyalists as it’s the hotel chain’s only cobranded credit card currently accepting sign-ups and the only card that helps you earn elite status within the World of Hyatt program.

The benefits are likely to be worth more to you than the $95 annual fee, even for infrequent travelers. And since the card is a Visa with no foreign transaction fees, you won’t have any problem using it wherever you are in the world.

However, there are more rewarding cobranded hotel chain cards on the market. For example, those who don’t make an effort to stay at Hyatt properties should consider a card that earns Chase Ultimate Rewards points, which can be transferred directly to Hyatt and other travel partners.

Addition reporting by Sam Lipscomb and Jason Stauffer.

Featured image by Eric Helgas/The Points Guy.

SPONSORED: With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free.

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Bordeaux, the Swiss Alps, Florence, Rome and more: Hyatt continues its expansion in Europe .
Ready your World of Hyatt points for a trip to Europe. We’ve known for a while that Europe has a whole lot of Hyatt coming down the pipeline. And among the recent Hyatt hotel openings on the continent are such diverse and exciting properties as the 7Pines Resort Ibiza in Spain, the storied Hotel du …We’ve known for a while that Europe has a whole lot of Hyatt coming down the pipeline. And among the recent Hyatt hotel openings on the continent are such diverse and exciting properties as the 7Pines Resort Ibiza in Spain, the storied Hotel du Palais Biarritz in France overlooking the Grande Plage, Hyatt Place London City East and Hyatt Regency Zurich Airport The Circle in Switzerland.

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