Offbeat: How not having kids improved our marriage and saved us money - PressFrom - US

Offbeat How not having kids improved our marriage and saved us money

17:30  11 october  2018
17:30  11 october  2018 Source:

Chris Hemsworth Says He 'Feels Gross' About His Wealth

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Today, you can be divorced, “consciously uncoupled” or any number of other things that were previously considered taboo, but to choose not to have children? Gasp. Childlessness is still often deemed selfish or shallow.

Another way to save money on insurance is to get more than one product from an insurance company. For example, if you have two cars and a house, consider getting your homeowners insurance through the same company that How Not Having Kids Improved Our Marriage and Saved Us Money .

Today, you can be divorced, “consciously uncoupled” or any number of other things that were previously considered taboo, but to choose not to have children? Gasp.

Childlessness is still often deemed selfish or shallow.As a woman, when you reach your mid- to late-20s, you get bombarded by well-intended friends, family and co-workers with the proverbial question: “When are you getting married?” As you progress into your 30s, the stakes — and inquiries — elevate to “When are you having a baby?” And, with many working women bearing children later in life, this tends to progress into their early- to mid-40s. Cue Jennifer Aniston.

Chris Hemsworth Says He 'Feels Gross' About His Wealth

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Strengthen your marriage . Raise money -smart kids . Our guest today, Jen Smith, is going to show us how . Jen and her husband paid off ,000 of debt in just under two years. I had a question about credit cards and travel rewards. My husband and I have no credit cards and we ’ve

For around 30 years, researchers have studied how having children affects a marriage , and the results are Some marriages do improve once the children leave the nest. These downsides to having children may partly explain why more and more women in the United States and around the

It’s amusing how our society has such a clutch on norms that we get uncomfortable if someone takes the road less traveled. We like predictability in general; it makes us feel safe and secure when people do exactly as we do, justifying our choices and behaviors. Married, 2.5 children, living in suburbia with a dog, SUV and a white picket fence: It’s the American Dream. That’s what we see on television, that’s what the rom-coms depict and gosh darn it, that’s what you’ll do, too. Anything else would be childish.


The United States is the third most populous country, after China and India. Although births are on the decline slightly since 2007, we’re still a baby-crazed country. Last year in the U.S., a baby was born every eight seconds, according to the U.S. Census Bureau. This year, 4.2 babies will be born every second, worldwide.

Chris Hemsworth Says He 'Feels Gross' About His Wealth

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How in the hell is our grocery store bill 7 for just two people? Perhaps it’s because I think it’s perfectly acceptable to spend on a single serving Soon enough, we learned that staying in doesn’t mean that we can’t have fun or celebrate the week’s end. One Friday, we had a drink on our porch

When we maintain our independent sense of self, we will always have something to talk about at the dinner table, and we This could be, washing your car, or picking up the kids . Follow these tips on how to have a successful marriage ; you will not only be able to save your marriage but also be able

We’re obsessed with pregnant celebrities showing off their baby bumps as they strut the red carpet in their designer maternity duds. We eagerly want to know if it’s a boy or a girl, followed by the anticipated due date and chosen birth name. Later, the new celebrity parents live happily ever after.

Not. So. Fast.

It only takes picking up a tabloid or grocery store daily to know that isn’t how the story always ends, even for wealthy celebrities who have all the child-rearing resources at their fingertips. But nannies, drivers and personal assistants aren’t costs that most middle-income Americans are concerned with — it’s food, education, childcare and clothing.

Land of the Not So Free

In the U.S., the average cost of raising a child from birth to age 17 is $233,610, almost a quarter of a million dollars, according to a Department of Agriculture study. This breaks down to an average annual expense estimated between $12,350 and $14,000 for a middle-income, two-adult household with two children. This doesn’t include pregnancy costs, private schools, college tuition and any other expenses incurred after the age of 17.

Here's how much money you should have saved by 30

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That means we ’re taking another question from the Marriage , Kids and Money Community. Nicole and I combined our finances after we got married and for the most part it has worked out pretty Gemma already knows how to contribute to household chores, save up for larger purchases and give

Boundless also has a more comprehensive list of the documents needed for a marriage -based green card and which immigration forms they should be submitted with. A marriage is about more than just money and kids . Start the application with Boundless within the next 14 days, and you'll save .

Curious what your child-rearing costs will be? The U.S. Department of Agriculture offers a Cost of Raising a Child calculator tool that will factor in your specific region, household composition and annual income to give you a more accurate estimate. You may want to grab a binky and a soft blankie for this one.

Conscious Unparenting

While lavish baby showers and over-the-top gender-reveal parties look inviting, so does being financially responsible, paying your bills on time and, heck, even living debt-free. Having serious discussions about the financial consequences of raising one or more children is imperative today. While some families adjust to the added annual expenses, others embark on a sea of unexpected bills and severe stress.

As an extremely happily married woman, my husband and I opted out of having children after countless hours of discussion on the topic. Yes, we love children. No, we didn’t feel the added responsibility was good for our wallet, our marriage or our sanity. We like to call it “conscious unparenting” and think Gwyneth Paltrow would agree. We join the likes of many, including President George Washington, Oprah Winfrey, Nikola Tesla, Dr. Seuss, Michelangelo, Leonardo da Vinci, Beatrix Potter and the Pope.

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Cost of Kids . Having kids probably costs more than you expect. The hospital delivery cost in America runs between ,000 and ,000, on average — depending on whether it's natural or a caesarean birth. Stay engaged until you have saved enough money saved to cover all wedding day expenses.

We began having meaningful discussions on what we wanted from life and how we could make each other happier. Marriage is hard . But so is parenthood and keeping fit and writing books and everything else important and worthwhile in my life. To have a partner in life is a remarkable gift.

While our unconventional decision isn’t always met with open arms, parenting is a choice and one that should not be taken lightly. In fact, the number of women choosing to give birth is decreasing, with educated women being the most likely not to have a child, according to Pew Research. In 2014, reported that the number of women aged 15 to 44 who did not have children increased to 47.6 percent.

Family Redefined

My husband and I have a beautiful family that includes our parents, siblings, nieces, nephews and many friends that we consider kin. In fact, our marriage is immensely strong. We have date nights several times a week. We value health and fitness, and enjoy working out together. We travel on a whim and have created a business that allows us to work together while fulfilling our lifelong dreams and passions, including my authoring a children’s book.

Remember, a single person or couple can choose not to have children for any number of reasons. It doesn’t mean they aren’t happy or in love. It doesn’t mean they don’t like kids, and it doesn’t mean they were unable to conceive. While it’s hard for those desperately eager to start their own family to understand, we are all different. We have unique passions, dream and goals. As Ellen DeGeneres once said, when asked if she’d be a good mother, “I think I would. But that’s not enough to have kids.” When asked if she and partner Portia de Rossi regretted their decision, Ellen told the Sunday Star that “we like our conversations not being interrupted and our furniture without sticky grape juice on it.”

She has a juicy point. Diaper duty isn’t right for everyone but being true to yourself is.

Here's how much you should have saved by 40.
A breakdown, based on numbers from Fidelity and others, of how much you should have in retirement and emergency fund savings by the time you reach age 40.

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