•   
  •   
  •   

Offbeat How not having kids improved our marriage and saved us money

17:30  11 october  2018
17:30  11 october  2018 Source:   gobankingrates.com

Here's how much money you should have saved by 30

  Here's how much money you should have saved by 30 If you haven't started saving money, now's the time.Millennials (defined here as those born between 1981 and 1998) hold only about $2,400 in median total savings. That's not going to get you very far, considering that experts say you should have at least three to six months' worth of living expenses in an emergency fund and also be on your way to saving $1 million for retirement.

Today, you can be divorced, “consciously uncoupled” or any number of other things that were previously considered taboo, but to choose not to have children? Gasp. Childlessness is still often deemed selfish or shallow.

We like predictability in general; it makes us feel safe and secure when people do exactly as we do, justifying our choices and behaviors. As an extremely happily married woman, my husband and I opted out of having children after countless hours of discussion on the topic.

Today, you can be divorced, “consciously uncoupled” or any number of other things that were previously considered taboo, but to choose not to have children? Gasp.

Childlessness is still often deemed selfish or shallow.As a woman, when you reach your mid- to late-20s, you get bombarded by well-intended friends, family and co-workers with the proverbial question: “When are you getting married?” As you progress into your 30s, the stakes — and inquiries — elevate to “When are you having a baby?” And, with many working women bearing children later in life, this tends to progress into their early- to mid-40s. Cue Jennifer Aniston.

50 things every 50-something should know about retirement

  50 things every 50-something should know about retirement Consider these tips if retirement is on the horizon.

How Not Having Kids Improved Our Marriage and Saved Us Money . Important! Add [email protected] as a contact to ensure you receive our emails to your inbox.

How in the hell is our grocery store bill 7 for just two people? Perhaps it’s because I think it’s perfectly acceptable to spend on a single serving Soon enough, we learned that staying in doesn’t mean that we can’t have fun or celebrate the week’s end. One Friday, we had a drink on our porch

It’s amusing how our society has such a clutch on norms that we get uncomfortable if someone takes the road less traveled. We like predictability in general; it makes us feel safe and secure when people do exactly as we do, justifying our choices and behaviors. Married, 2.5 children, living in suburbia with a dog, SUV and a white picket fence: It’s the American Dream. That’s what we see on television, that’s what the rom-coms depict and gosh darn it, that’s what you’ll do, too. Anything else would be childish.

Baby-Crazed

The United States is the third most populous country, after China and India. Although births are on the decline slightly since 2007, we’re still a baby-crazed country. Last year in the U.S., a baby was born every eight seconds, according to the U.S. Census Bureau. This year, 4.2 babies will be born every second, worldwide.

Kendra Wilkinson Says She Signed Her 'Last Divorce Paper' from Husband Hank Baskett

  Kendra Wilkinson Says She Signed Her 'Last Divorce Paper' from Husband Hank Baskett Kendra Wilkinson Signed Her 'Last Divorce Paper' from Hank BaskettWilkinson gave an update on her split from husband Hank Baskett on Monday, saying she signed her “last divorce paper” on Friday.

SAVE MONEY . Strengthen your marriage . Raise money -smart kids . Join the MKM Community and receive the Young Family Wealth Playbook as my free gift to you! Contentment … loving who we are and what we have instead of wanting what our neighbors, friends or family have .

Contact Us . Having kids probably costs more than you expect. The hospital delivery cost in America runs between ,000 and ,000, on average — depending on whether it's natural or a caesarean birth. Tips to Save Money While Delaying Marriage and Kids . If possible, pay off any high-interest

We’re obsessed with pregnant celebrities showing off their baby bumps as they strut the red carpet in their designer maternity duds. We eagerly want to know if it’s a boy or a girl, followed by the anticipated due date and chosen birth name. Later, the new celebrity parents live happily ever after.

Not. So. Fast.

It only takes picking up a tabloid or grocery store daily to know that isn’t how the story always ends, even for wealthy celebrities who have all the child-rearing resources at their fingertips. But nannies, drivers and personal assistants aren’t costs that most middle-income Americans are concerned with — it’s food, education, childcare and clothing.

Land of the Not So Free

In the U.S., the average cost of raising a child from birth to age 17 is $233,610, almost a quarter of a million dollars, according to a Department of Agriculture study. This breaks down to an average annual expense estimated between $12,350 and $14,000 for a middle-income, two-adult household with two children. This doesn’t include pregnancy costs, private schools, college tuition and any other expenses incurred after the age of 17.

This is how much the top 1 percent have in savings

  This is how much the top 1 percent have in savings How much money are you setting aside?But some are more prepared than others. Not surprisingly, the Americans who earn the most have saved the most.

I saved my marriage and I’ve become something of a relationship expert in the process. Sometimes we have very high expectations for our spouse and we have trouble accepting them for who they are. Sure, that works in high school… but that’s not how to fix your marriage in the real world.

Marriage , Kids and Money . Strengthen your family tree. Live financially free. Every Monday, I bring you a new episode of the Marriage , Kids and Money Podcast that provides you with actionable How has this financial victory changed your life? What the next challenge that you’re going to conquer?

Curious what your child-rearing costs will be? The U.S. Department of Agriculture offers a Cost of Raising a Child calculator tool that will factor in your specific region, household composition and annual income to give you a more accurate estimate. You may want to grab a binky and a soft blankie for this one.

Conscious Unparenting

While lavish baby showers and over-the-top gender-reveal parties look inviting, so does being financially responsible, paying your bills on time and, heck, even living debt-free. Having serious discussions about the financial consequences of raising one or more children is imperative today. While some families adjust to the added annual expenses, others embark on a sea of unexpected bills and severe stress.

As an extremely happily married woman, my husband and I opted out of having children after countless hours of discussion on the topic. Yes, we love children. No, we didn’t feel the added responsibility was good for our wallet, our marriage or our sanity. We like to call it “conscious unparenting” and think Gwyneth Paltrow would agree. We join the likes of many, including President George Washington, Oprah Winfrey, Nikola Tesla, Dr. Seuss, Michelangelo, Leonardo da Vinci, Beatrix Potter and the Pope.

Here's how much you should have saved by 40

Here's how much you should have saved by 40 A breakdown, based on numbers from Fidelity and others, of how much you should have in retirement and emergency fund savings by the time you reach age 40.

Prior to marriage , many of us had to answer only to ourselves. A major shift occurred as we began our married life. These values give us the importance we place on buying good and services and how we save . Money becomes a magical screen on which we project our fears, frustration, and dreams.

Yet, this belief, that having children will improve one’s marriage , is a tenacious Some marriages do improve once the children leave the nest. In other cases, the successful launch of These downsides to having children may partly explain why more and more women in the United States and around

While our unconventional decision isn’t always met with open arms, parenting is a choice and one that should not be taken lightly. In fact, the number of women choosing to give birth is decreasing, with educated women being the most likely not to have a child, according to Pew Research. In 2014, Time.com reported that the number of women aged 15 to 44 who did not have children increased to 47.6 percent.

Family Redefined

My husband and I have a beautiful family that includes our parents, siblings, nieces, nephews and many friends that we consider kin. In fact, our marriage is immensely strong. We have date nights several times a week. We value health and fitness, and enjoy working out together. We travel on a whim and have created a business that allows us to work together while fulfilling our lifelong dreams and passions, including my authoring a children’s book.

Remember, a single person or couple can choose not to have children for any number of reasons. It doesn’t mean they aren’t happy or in love. It doesn’t mean they don’t like kids, and it doesn’t mean they were unable to conceive. While it’s hard for those desperately eager to start their own family to understand, we are all different. We have unique passions, dream and goals. As Ellen DeGeneres once said, when asked if she’d be a good mother, “I think I would. But that’s not enough to have kids.” When asked if she and partner Portia de Rossi regretted their decision, Ellen told the Sunday Star that “we like our conversations not being interrupted and our furniture without sticky grape juice on it.”

She has a juicy point. Diaper duty isn’t right for everyone but being true to yourself is.

Chris Hemsworth Says He 'Feels Gross' About His Wealth .
Chris Hemsworth has earned millions but that doesn't mean he wants to live a life of luxury.  The 35-year-old actor gets candid about fame and the financial success that comes with it in a new interview with GQ Australia, revealing that he's uncomfortable about his wealth. “I feel gross about it,” Hemsworth says. “I remember saving up for a surfboard when I was younger. The surfboard was 600 bucks and I saved up for a whole year with Dad’s help. I didn’t even want to surf on it for fear of damaging it. It taught me so many lessons about appreciation and working hard for something.

—   Share news in the SOC. Networks

Topical videos:

This is interesting!