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Offbeat despite inflation and interest rate flow: savers remain true to passenger

10:10  15 april  2022
10:10  15 april  2022 Source:   rp-online.de

Three painful ways in which inflation is ravaging seniors' retirement income

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Despite increased inflation rates, most people in Germany continue to put their money in hardly interest rates.

Viele parken ihr Geld auf einem Sparbuch. © Candy Welz / dpa-TMN / DPA Many park your money on a savings account.

In the case of a survey on behalf of the Federal Association of German Banks (BDB), 45 percent gave up money on the savings account. On day or fixed deposit 38 percent. The shares remained unchanged from the past year compared to the survey. Multiple answers were possible.

The mentioned savings are hardly or nothing in the interest rate fleaness. On daily money accounts, more and more institutions from certain sums are even negative interest. One-third (33 percent) of the 1000 interviewed investors, according to the survey, also owns shares, shares in funds or other securities. One year earlier it was 31 percent.

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Sustainable Cash Systems

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According to the information, more than 6 million people in Germany are now investing in sustainable investments. This has more than doubled its number since 2019. "Above all, knowledge gaps and lack of information, many investors of sustainable investments still adhere else», explained BDB Country Managing Director Christian Essig.

While the information has already heard half of the respondents ever heard the term "sustainable investment". About one third of it does not know what exactly behind it. Easy still sees "clearly air upwards", especially in humans with less merit. "Unfortunately, it is unfortunately too often a question of income, whether invested in" green facilities ".» According to the survey, investors are all the more sustainability, the higher the income is. So every fourth said, whose monthly household net income exceeds € 3500, that he creates "sustainable".

Under sustainable investments, investments are understood to include environmental factors, social responsibility and good corporate governance. The EU had set concrete criteria for climate-friendly investments last December and proposed despite broad criticism to classify investment in gas and nuclear power transition than sustainable investments. Renewable energies are already classified as climate-friendly in the classification system called Taxonomy.

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usr: 0
This is interesting!