•   
  •   
  •   

TechnologyHow I learned that my credit card number was stolen

00:40  18 september  2019
00:40  18 september  2019 Source:   thepointsguy.com

Two-time major winner Martin Kaymer loses PGA Tour card with missed cut at Wyndham Championship

Two-time major winner Martin Kaymer loses PGA Tour card with missed cut at Wyndham Championship Due to Kaymer's failure to win a PGA Tour event since 2014 and playing just 14 tournaments this season, he has lost his card.

Chase quickly alerted me of possible fraud on my account when an unauthorized number called with my full card number . Here's how to protect your own Just 32 minutes after the fraudster called Chase, my (apparently stolen ) card number was cancelled, all because Chase’s system flagged an

How did the thief get my credit card number and security code? Being a journalist, I took matters into my own hands and investigated in hopes of better understanding what happened so that I could After talking with several experts, I learned that most card numbers are stolen through three methods

Data breaches, identity theft and other forms of fraud are rampant these days. I’ve been fortunate to avoid any potential issues along these lines — until today, that is. My Chase Freedom Unlimited account number somehow fell in the wrong person’s hands. And here’s how Chase let me know about it.

At 10:33 a.m. on Tuesday morning, I received this email from Chase:

“We’ve sent an important communication to your Secure Message Center, available on Chase Online or on the Chase Mobile app.

The subject is: URGENT: Action needed to confirm activity on your Chase Freedom Unlimited account.”

Not one to ignore an alert from a verified source with “URGENT” in all caps, I immediately logged into my account and accessed my secured messages. This is what awaited me:

This is how you set up your Apple Card for iPhone

This is how you set up your Apple Card for iPhone Plan on signing up for an Apple Card? Read this.

Credit card fraud can happen to anyone, but there are things you can do to lessen your risks of becoming a victim. Here’s what you need to know about some of the most common credit card scams and how to deal with them — plus, quick If your card information is stolen , keep your perspective.

Major Credit Cards . Learn the difference between networks like Visa and issuing banks like Capital A stolen credit card may sound like a nightmare. But as long as you notice the lost card and act If any of your virtual card numbers are compromised you can easily cancel them and create new ones

How I learned that my credit card number was stolen© The Points Guy

I immediately called the number on the back of my card and was prompted to enter the last four digits of my account. After a few recorded messages, I was connected with an agent who quickly pulled up my account. I let her know about the message I had received and that the call was most definitely not from me, nor had I authorized anyone to call on my behalf. In an abundance of caution, I asked for the card to be cancelled and a new one sent.

She verified several pieces of information to ensure that it was (in fact) me this time, and then let me know that a replacement card would be sent via UPS to my home address with overnight shipping at no charge. She asked me if there was anything else she could help me with and then thanked me for my loyalty to Chase.

How to set up Apple Card and use it with your iPhone

How to set up Apple Card and use it with your iPhone You can sign up and begin using your Apple Card in a matter of minutes.

hackers steal credit cards numbers by hacking businesses. Many web commerce systems allow you to store your credit card information for later use, making repeated purchases easily. you should How can I learn more info about the person who stole my credit card info and stole 0 from me ?

Credit cards rank pretty high on the list of things you hate to lose—somewhere between your kids and car keys. A lost or stolen credit card isn't just Ask your creditor if such a benefit applies to your account. Once you report your lost card , your credit card issuer will freeze the account and issue you

Total call time: 3 minutes, 56 seconds.

Related video: The hacking threat hiding in plain sight (provided by CNBC)

Just 32 minutes after the fraudster called Chase, my (apparently stolen) card number was cancelled, all because Chase’s system flagged an unknown phone number from someone that was in possession of my 16-digit account number.

The Freedom Unlimited is my go-to card for everyday spending and a key part of what I consider to be the perfect quartet of Chase cards. While it’s a bit inconvenient to need to update that card with the various providers that have it on file, it’s a small price to pay to prevent unauthorized use of my account.

How to protect your credit card accounts

Here are things you can do to protect your accounts, many of which may have saved me this time:

How to apply for Apple Card and use it on your iPhone

How to apply for Apple Card and use it on your iPhone Apple Card is now available to everyone in the US. Here's everything you need to know.

If your credit card is lost or stolen , follow these 5 steps. 1. Report stolen credit cards to your bank. If you lose your wallet, notice unusual activity on your CIBC uses cookies to understand how you use our website and to improve your experience. This includes personalizing CIBC content on our mobile

Discover outlines how thieves typically get ahold of your card information and what you can do for protection. Information technology provides potential thieves with a number of tools to use to steal your credit card numbers .

1. Enable two-factor authentication wherever possible

For any online account — be it a bank, credit card or merchant — you should always take advantage of two-factor authentication. This prevents someone from accessing your account with just your password, instead requiring an added authorization via a text message, phone call, email or third-party verification app. Chase, for one, sends a temporary verification code whenever I try to log in to my account from a browser it doesn’t recognize.

How I learned that my credit card number was stolen© The Points Guy

The extra step may seem like a hassle, but it’s far better than having your account compromised.

2. Update your email address and phone number(s)

Setting up two-factor authentication may only work if you have the right email address and phone number(s) on your account, so you want to make sure those are accurate. This has the added ability of getting quick notification of possible fraud, like I did this morning.

Speaking of fraud alerts …

3. Ensure alerts are sent where you want

Many companies allow you to specify where you want to receive notification of potential fraud. For example, American Express has an Account Alerts section of your online profile that allows you to specify the kind of alerts you get and where you get them — including the ability to customize the threshold of a “large” purchase.

Tesla app suffers outage and should remind owners to keep key card on them

Tesla app suffers outage and should remind owners to keep key card on them The app isn't the only way to unlock a Tesla, and owners should know that.

Have you lost your credit card or believe it was stolen ? Contact us immediately to report and to request a replacement card . You'll be unable to log in to Discover.com in the future if your browser has not been updated. Learn more in the Discover Help Center.

There are many ways a credit card number can be stolen . In the hope that you don’t want to steal anyone else’s but want to protect your own, I ’m going to answer your question in that frame of reference: Do not let the credit card out of your sight when you are shopping, eating someplace

How I learned that my credit card number was stolen© The Points Guy

An email alert isn’t of much use if you’re traveling abroad and have turned your data off while roaming, but a text message may reach you.

4. Regularly monitor your accounts

Many TPG readers probably don’t have the 20+ credit cards to monitor that I do, but even if you only have one or two, get in the habit of logging in at least a couple of times a week to note if there are any pending (or posted) charges you don’t recognize. Fraudsters may start small, spending $5 here and $10 there, hoping you’ll overlook them before making a massive purchase. Even though most credit cards offer fraud protection coverage, it’s better to identify possible problems sooner rather than later.

Bottom line

I have to commend Chase for identifying this potential vulnerability on my account, not only for the speed in which it was done, but how it was done. It’s the first time I’ve heard of an issuer flagging an unauthorized phone number that had my full card number, and I’m hopeful that my quick action has squashed any chance that Mr. or Ms. XXX-XXX-1835 could use my card. While there’s no foolproof way to prevent fraud entirely, you can at least reduce your risk of it by taking a few simple steps to add additional layers of security to your accounts.

Featured photo by IGphotography/Getty Images.

Disclaimer: Opinions expressed here are the author’s, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Read More

The Legend of Joe Burrow began at Auburn at about 5:30 p.m. on Sept. 15, 2018 .
LSU QB Joe Burrow was just a normal guy until he threw a 71-yard touchdown in the 4th quarter to WR Derrick Dillon at Auburn to spark a 22-21 winCollege Football Head Coaches' Salaries: LSU's Ed Orgeron is No.

Topical videos:

usr: 1
This is interesting!