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Technology Apple Card users get 24-month interest-free financing on iPhones

18:25  31 october  2019
18:25  31 october  2019 Source:   engadget.com

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Apple is giving Apple Card users an extra perk with the introduction of interest - free , 24 - month financing on iPhone purchases. It's an alternative to the iPhone Upgrade Program or financing through a mobile provider.

Apple Card users can soon pay off their iPhone over 24 months with no interest . Maggie Tillman | 30 October 2019. Presumably, financing will be limited to new iPhone models purchased directly from Apple . We also think you’ll be able to make and manage all your payments using the Apple Wallet app.

Apple is giving Apple Card users an extra perk with the introduction of interest-free, 24-month financing on iPhone purchases. It announced the move on its earnings call. Along with the three percent cashback Apple Card offers on purchases from the company, that may seem a solid deal for folks who upgrade their devices often -- the people Apple is targeting with the financing option.

screen of a cell phone

The offer complements the iPhone Upgrade Program, which is another way Apple helps people pay for the latest iPhone each year, with AppleCare+ coverage included. Both are alternatives to financing the cost of a phone through a mobile provider or with another credit card (and the interest and fees that may involve).

Using Apple Card at Walgreens will get you Daily Cash back

Using Apple Card at Walgreens will get you Daily Cash back The companies are offering 3% back on purchases.

With Apple Card , you get 3% Daily Cash on any purchase from Apple . If you prefer special financing , there’s Barclaycard Financing . Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period or if you make a late payment.

In fact, Apple Card users will be able to buy new iPhones from Apple with no interest over 24 months and no fees. If you’re interested in getting an iPhone and have an Apple Card , it might There are similar financing options for iPhones currently available, both through Apple directly and

The company also has an iPhone trade-in program, which encourages people to upgrade at a lower cost than buying a new phone outright. Apple CFO Luca Maestri said on the call that many customers are taking advantage of that offer. The company is seeing more than five times the volume of iPhone trade-ins as it did a year ago.

Apple's far from the only entity to offer 24-month, interest-free financing on devices -- Engadget's parent company Verizon does so for any phone. Still, it's a bonus for people with an Apple Card, and might help Apple entice people to upgrade their phones more often than they might otherwise while cutting out the middleman. As with its services like Apple Music,TV+ and Arcade, it seems Apple is trying to reframe iPhone financing and upgrades as a monthly expense, and not necessarily a large, one-time hit to wallets.

Apple

Apple Card holiday promotion: Get an iPhone interest-free with 6% cash back .
Apple Card owners will be able to finance the purchase of an iPhone with zero interest and 6% cash back, Apple revealed.The catch: You must buy the phone from Apple Stores, on apple.com or on the Apple Store app, and use the company’s Apple Card credit card. In fact, the 6% holiday savings applies to all purchases of Apple products from the company made with the card before year-end.

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